A PEO Capital Holdings Solution

Sisonke

Digital management for stokvels, burial societies, funeral parlours and community finance groups.

Built by PEO Capital Holdings, Sisonke helps community-based organisations manage members, contributions, meetings, claims, payouts, voting, governance and records in one secure platform.

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Built for community finance groups that still rely on paper, WhatsApp and spreadsheets.

Burial societies, funeral parlours, grocery stokvels and savings clubs all face the same challenge — scattered records, unclear payment histories, disputed claims and no proper audit trail. Sisonke replaces guesswork with structure: a single digital platform designed around how South African community organisations actually operate, governed by rules your committee sets.

6+ society and finance models
100% digital audit trail
SA built for South African communities

Core capabilities across every organisation type

Sisonke brings the same governance rigour and digital record-keeping to every community finance model — from burial societies to savings clubs and funeral parlour membership schemes.

Stokvel & Society Member Management

Onboard members, capture next of kin, manage beneficiaries and covered dependents. Track joining dates, roles, governance status and account history.

Funeral Parlour Member Management

Manage client policies, covered lives, beneficiaries and payment history for funeral parlour membership schemes. Client records and operational reporting.

Burial Society Claims & Payouts

Submit, review, approve and pay out funeral claims through a governed multi-role workflow — Secretary reviews, Chairperson approves, Treasurer pays.

Grocery Stokvel Coordination

Track member contributions, coordinate grocery planning, manage supplier relationships and record bulk buying and distribution across members.

Savings & Wealth Stokvel Tracking

Manage savings cycles, track contributions per member, record rotational payouts and provide each member a transparent balance view.

Meetings, Minutes & Voting

Schedule meetings, capture agenda items with discussion notes, generate draft minutes and run formal governance votes within the same workflow.

Role-Based Workspaces

Every role — Member, Secretary, Chairperson, Treasurer, Admin — gets a focused view matched to their responsibilities. No confusion, no overreach.

Audit Trails & Transparency

Every decision, payment capture and status change is recorded with the acting member and timestamp. Nothing is anonymous. Full accountability.

One platform, multiple community finance models

Sisonke is built to serve a range of community-based financial organisations. Whether you run a burial society, grocery stokvel or investment club, the platform adapts to your model, your rules and your members.

Available now

Burial Societies

Full governance and claims management for burial societies of all sizes, with a complete multi-role approval workflow.

  • Member and dependent management
  • Covered lives and beneficiaries
  • Contribution tracking
  • Funeral claims and payouts
  • Meetings, minutes and voting
  • Governance and attendance warnings
Available now

Funeral Parlour Member Management

Manage client policies, covered lives and member records for funeral parlour membership schemes.

  • Member policy management
  • Beneficiaries and covered lives
  • Payment and contribution tracking
  • Claims support records
  • Client record history
  • Operational reporting
Available now

Grocery Stokvels

Coordinate bulk buying, supplier management and fair distribution of goods across all members.

  • Member contribution tracking
  • Grocery planning and lists
  • Supplier coordination
  • Bulk buying records
  • Distribution tracking
Available now

Savings & Wealth Stokvels

Track savings cycles, rotational payouts and member balances with full financial transparency for every member.

  • Savings cycle management
  • Contribution tracking
  • Rotational payout records
  • Member balance views
  • Financial transparency
Coming soon

Investment Clubs

Manage collective investment decisions, voting, portfolio tracking and profit allocation for investment-focused groups.

  • Investment decisions and voting
  • Portfolio tracking
  • Profit and loss allocation
  • Governance records
  • Member balance statements
Coming soon

Property Stokvels

Coordinate collective property investment decisions, ownership governance and profit distribution for property groups.

  • Property and portfolio tracking
  • Collective investment voting
  • Profit and loss allocation
  • Ownership and payout records
  • Governance and audit trail

Role-based workspaces — everyone sees what they need

Sisonke gives each office bearer and member a focused view matched to their responsibilities. No clutter, no confusion, no accidental access.

Member

View contribution status, upcoming meetings, claim history and approved minutes. Submit meeting apologies.

Secretary

Manage member records, review claims, capture attendance, record apologies, write minutes and monitor attendance warnings.

Chairperson

Approve or reject reviewed claims, sign off meeting minutes, oversee governance decisions and chair voting sessions.

Treasurer

Capture contribution payments, track outstanding fines, mark approved claims as paid and access finance summaries.

Admin / Creator

Full governance oversight, operating rules configuration, subscription management and a combined executive task dashboard.

A clear, transparent burial society claim workflow

Every claim follows a governed, multi-role process — from submission through to payout, with a complete audit trail at every stage.

Member Submits Claim Upload death certificate and capture claim details for the deceased
Secretary Reviews Eligibility check, document review and formal recommendation to approve or decline
Chairperson Decides Final approval or rejection with mandatory decision notes recorded
Treasurer Pays Marks payout with reference number, amount and timestamp
Audit Trail Recorded Full permanent history — who acted, what was decided and when

Why Sisonke is different

PEO Capital Holdings didn't bolt community finance onto a generic app. Sisonke was designed from the ground up around how South African societies, stokvels and community groups actually operate.

Constitution and rule-driven logic

Operating rules — waiting periods, dependent limits, contribution amounts — are configured per society and enforced in every workflow automatically.

Strict role-based access

Members see member things. Secretaries administer. Chairpersons approve. Treasurers pay. No role confusion and no unauthorised access.

Treasurer-only payment marking

Only a verified Treasurer can mark a claim payout as paid, with a mandatory reference number and payout amount for every transaction.

Agenda-linked minutes

Minutes are built from agenda discussion notes — not typed from scratch. The Secretary edits, the Chairperson approves, members view once published.

Claim eligibility assessment

Before approval, the system checks waiting period satisfaction, member standing, dependent coverage and outstanding contribution arrears.

Governance timeline

Every status change — warning issued, suspension, expulsion — is tracked with a reason, the acting member and a timestamp. Full accountability.

Pricing designed for small and growing societies

We are in active development. Pricing will be confirmed before public launch. Early pilot participants receive priority onboarding and input into the product roadmap.

Starter
Coming soon

Ideal for small burial societies and stokvels just getting started with digital governance and record-keeping.

  • Up to 30 members
  • Member and dependent management
  • Basic claims workflow
  • Meetings and minutes
  • Contribution tracking
Most Popular
Growing Society
Coming soon

For established societies managing contributions, claims, voting and the full governance workflow end-to-end.

  • Up to 100 members
  • Full claims and payout workflow
  • Voting and governance decisions
  • Finance summaries and arrears
  • Attendance warnings
  • AI-assisted meeting minutes
Enterprise / Custom
Contact us

For large societies or federations requiring custom configuration, branding, reporting or integrations.

  • Unlimited members
  • Custom operating rules
  • Priority support
  • Dedicated onboarding
  • Custom domain

Ready to modernise your society or stokvel?

Join the Sisonke pilot programme by PEO Capital Holdings. We are onboarding a small group of South African burial societies, stokvels and funeral parlours to test and shape the platform before public launch. Early participants receive priority support and direct input into the product roadmap.

Join the pilot

Or reach us directly at hello@sisonkestokvel.co.za